For employers of 2 to 1,000+

Stop paying moreand getting less.

Employer health insurance is broken. We built what health benefits should be—greater cost control for you, and healthcare matched to the exact needs of each person on your team.

Build your planPricing in minutes

Prefer to meet first? Let’s talk

How Aloe works
Every plan available, priced for each person.
Scanned against their own age, location & family.
Scanning
SC
Sarah Chen
Austin · 28 · Individual
0plans available
Costs $310 to $590/mo
MJ
Marcus Johnson
Brooklyn · 41 · Family of 4
0plans available
Costs $1,420 to $2,760/mo
DK
Dana Kim
Denver · 35 · Individual
0plans available
Costs $360 to $700/mo
PR
Priya Rao
San Jose · 31 · Couple
0plans available
Costs $620 to $1,240/mo
JO
James O'Brien
Chicago · 47 · Family of 3
0plans available
Costs $1,180 to $2,340/mo
LV
Lena Vasquez
Miami · 33 · Individual
0plans available
Costs $330 to $680/mo
… and everyone else on your team
Level of care
You picked Standard
Base plansStandardAll plans
Covered plans
Fully covered at this level for your team
81
Lowest deductible
Of a covered plan in your team’s area
$500
Max flex dollars
Per person after their matched plan
$561
Your monthly cost · $9,935 for 12 people
Example figures. Actual plans and pricing vary by team.
Sarah Chen · Austin · Age 28
Her allowance · $420 /mo
$264· toward her matched insurance
$156· flex dollars
Personalized insurance

A plan matched to her, not a group.

Their doctors. Their medications. Their family. Their preferences. Matched at the best price across thousands of plans.

  • BCBS Blue Select PPO · $264/moCarrier
  • Dr. Martinez (PCP)In-network
  • Lipitor 20mgTier 2
  • Mental healthIncluded
Flex dollars

Personalized care beyond insurance.

Tax-free dollars they can spend on care of their choosing.

Unlimited primary careCash-pay RxGLP-1sConciergeImaging · labsTherapyDental · visionWellness · wearables
Integrated platforms
200+
Payroll and HR platforms wired in. Pick yours — we handle the rest.

01

We learn what your team's care actually costs.

We shop across thousands of plans nationally to understand the real cost of healthcare for everyone on your team, factoring in their age, location, family, doctors, and medications. Before you set a single number, we know what good care should cost them.

Every plan available, priced for each person.
Scanned against their own age, location & family.
Scanning
SC
Sarah Chen
Austin · 28 · Individual
0plans available
Costs $310 to $590/mo
MJ
Marcus Johnson
Brooklyn · 41 · Family of 4
0plans available
Costs $1,420 to $2,760/mo
DK
Dana Kim
Denver · 35 · Individual
0plans available
Costs $360 to $700/mo
PR
Priya Rao
San Jose · 31 · Couple
0plans available
Costs $620 to $1,240/mo
JO
James O'Brien
Chicago · 47 · Family of 3
0plans available
Costs $1,180 to $2,340/mo
LV
Lena Vasquez
Miami · 33 · Individual
0plans available
Costs $330 to $680/mo
… and everyone else on your team

02

You pick the level of care to offer. We turn it into a budget.

Drag to see how much care you can support. Coverage, deductibles, and flex dollars adjust live across your whole team.

Level of care
You picked Standard
Base plansStandardAll plans
Covered plans
Fully covered at this level for your team
81
Lowest deductible
Of a covered plan in your team’s area
$500
Max flex dollars
Per person after their matched plan
$561
Your monthly cost · $9,935 for 12 people
Example figures. Actual plans and pricing vary by team.

03

We find the best blend of insurance and flex dollars for each person.

Insurance can often make care harder to get and more expensive. So we match each employee to the right insurance, and give them a tax-free wallet for everything else. They can take advantage of cash-pay rates and stay in control of their own care.

Sarah Chen · Austin · Age 28
Her allowance · $420 /mo
$264· toward her matched insurance
$156· flex dollars
Personalized insurance

A plan matched to her, not a group.

Their doctors. Their medications. Their family. Their preferences. Matched at the best price across thousands of plans.

  • BCBS Blue Select PPO · $264/moCarrier
  • Dr. Martinez (PCP)In-network
  • Lipitor 20mgTier 2
  • Mental healthIncluded
Flex dollars

Personalized care beyond insurance.

Tax-free dollars they can spend on care of their choosing.

Unlimited primary careCash-pay RxGLP-1sConciergeImaging · labsTherapyDental · visionWellness · wearables

04

Connected to your payroll. The whole thing runs itself.

Run your business, not your benefits. New hires added the moment you add them to payroll. Eligibility, deductions, and payments take care of themselves.

Integrated platforms
200+
Payroll and HR platforms wired in. Pick yours — we handle the rest.
Compare

Traditional benefits vs. Aloe

Group PlansAloe
Coverage×One plan everyone is forced intoEach employee matched to their best-fit plan
Daily care×Copays, claims, 10-minute visitsUnlimited care team, cash-pay rates, no copays
Hospital bills×Surprise bills, deductibles people can't meetEvery bill reviewed and negotiated
Cost to you×Annual renewal surprisesOne fixed budget you set
Setup×Manual updates, multiple platforms, carrier phone tagSynced with your payroll, 200+ integrations
Sign up today

Control your budget.
Get better care.

Tell us about your team. See exactly what each person gets, what it costs you, and how it syncs with your payroll, in minutes.

Build your planPricing in minutes

Prefer to meet first? Let’s talk