A group health plan has to cover everyone, so the whole team pays for the richest coverage anyone on it needs. Some never use what they’re paying for. Others still pay out of pocket for what gets missed.
You decide what your company spends. Each person decides what fits them. Every dollar goes further when it’s built for the individual instead of a group.
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01
Instead of comparing a few group plan options, Aloe prices every plan available to each person to understand what coverage costs at the individual level.
02
Pick the level of care you want to pay for, and each person spends that allowance on what fits their needs and budget. No more waiting on a renewal.
03
Aloe and licensed advisors make choosing a plan simple by starting with preferred doctors, prescriptions, and how they want to get care, then finding the most affordable plan that covers all of it.
04
Everyone gets help understanding their plan and using it, from what's covered to cost estimates before they go.
05
From out-of-pocket insurance costs to primary care memberships to discounted cash prices, Aloe puts each person in control and makes their dollars go further.
06
Same-day visits, prescriptions, and referrals from a care team that knows them. No more waiting weeks for an appointment or skipping care because of the cost.
07
Every change in payroll syncs to Aloe, automating eligibility, enrollment, and terminations, saving HR time and effort.
| Group Plans | Aloe | |
|---|---|---|
| Pricing | ×A few plans compared for the group | ✓Every plan priced for each person |
| Your cost | ×Set at renewal, climbs every year | ✓A budget you set |
| Coverage | ×One plan everyone is forced into | ✓An individual plan for each person |
| Understanding it | ×Benefit summaries and phone calls | ✓Coverage and cost estimates up front |
| Costs beyond premium | ×Paid out of pocket | ✓Tax-free dollars go toward them |
| Daily care | ×Weeks for an appointment, copay each time | ✓Same-day virtual care, no copay |
| Admin | ×Spreadsheets, portals, manual updates | ✓Synced with payroll |
Tell us about your team and we’ll price every plan for every person, show you what each one gets, and what it costs you.
Prefer to meet first? Let’s talk