Your team gets real care access, spending power, and insurance that actually fits. All in one benefit.
Unlimited visits. No copays. No claims. A real care team — not a call center.
Every employee gets flex dollars to spend on the care they want, at cash-pay rates.
Every hospital charge reviewed. Every inflated bill negotiated. Some go from thousands to zero.
Insurance matched to each person's doctors, medications, and family. Not a one-size-fits-all group plan.
Unlimited visits. No copays. No claims. A real care team — not a call center.
Every employee gets flex dollars to spend on the care they want, at cash-pay rates.
Every hospital charge reviewed. Every inflated bill negotiated. Some go from thousands to zero.
Insurance matched to each person's doctors, medications, and family. Not a one-size-fits-all group plan.
You set the budget. We handle everything else.
01
Tell us about your team: where they live, their ages, their families. We calculate a personalized healthcare allowance for each person using insurance costs from thousands of health plans. You choose how much to cover, without worrying about individual plans or costly renewals.
Tier
Coverage
90%
Sarah Chen
Austin, TX · Age 28 · Individual
$420 /mo
Marcus Johnson + family
Brooklyn, NY · Age 36 · Family of 4
$1,180 /mo
Dana Kim
Denver, CO · Age 42 · Individual
$680 /mo
Insurance
BCBS Blue Select
Dr. Martinez in-network
Care team
Dr. Patel
Unlimited visits · $0 copay
Flex dollars
$110 available this month
Therapy, screenings, prescriptions, imaging, and other qualified medical expenses
Gusto
Connected and syncing
Recent activity
Jordan Lee enrolled automatically
New hire · started Monday
Marcus Johnson — dependent added
Coverage updated · no action needed
April contributions processed
47 employees · $28,400 total
41 of 47 enrolled
6 waived coverage
May 1
Next sync
Aloe Benefits Support
Recent support
Sarah Chen
Question about specialist coverage
Marcus Johnson
Adding a new dependent
Dana Kim
Rx coverage question
01
Tell us about your team: where they live, their ages, their families. We calculate a personalized healthcare allowance for each person using insurance costs from thousands of health plans. You choose how much to cover, without worrying about individual plans or costly renewals.
Tier
Coverage
90%
Sarah Chen
Austin, TX · Age 28 · Individual
$420 /mo
Marcus Johnson + family
Brooklyn, NY · Age 36 · Family of 4
$1,180 /mo
Dana Kim
Denver, CO · Age 42 · Individual
$680 /mo
02
Insurance matched to their doctors, medications, and family. A care team they can actually reach. Flexible healthcare dollars for the care they choose. We build all of it inside each person's allowance.
Insurance
BCBS Blue Select
Dr. Martinez in-network
Care team
Dr. Patel
Unlimited visits · $0 copay
Flex dollars
$110 available this month
Therapy, screenings, prescriptions, imaging, and other qualified medical expenses
03
Connect your payroll and we handle the rest. New hires enrolled automatically. Changes updated in real time. No spreadsheets, no manual updates.
Gusto
Connected and syncing
Recent activity
Jordan Lee enrolled automatically
New hire · started Monday
Marcus Johnson — dependent added
Coverage updated · no action needed
April contributions processed
47 employees · $28,400 total
41 of 47 enrolled
6 waived coverage
May 1
Next sync
04
Coverage questions, enrollment changes, life events. You and your employees have a real team to call when something comes up.
Aloe Benefits Support
Recent support
Sarah Chen
Question about specialist coverage
Marcus Johnson
Adding a new dependent
Dana Kim
Rx coverage question
Group insurance vs. Aloe.
| Group Plans | Aloe | |
|---|---|---|
| Access | ×Copays, wait times, 10-min visits | ✓Unlimited, no copays, no claims |
| Flexibility | ×Same plans for everyone | ✓Personalized coverage and dollars for qualified medical expenses |
| Affordability | ×High deductibles, surprise bills | ✓No copays on primary care, cash pay access, and bill negotiation on all hospital bills |
| Cost control | ×Annual renewal surprises | ✓You set the budget, we build around it |
Tell us about your team and we’ll walk you through what Aloe looks like for them.
Let’s Talk